Monthly Repayment |
HKD$14,084
|
Initial Payment |
HKD$1.98 Millions
|
Loan Amount |
HKD$2.97 Millions
|
Total interest |
HKD$1.26 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$111,375
|
Legal Fee |
HKD$29,750
|
Agency Fee |
HKD$49,500
|
Total Expense |
HKD$190,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36623 | 26018 | 20310 | 17775 | 13658 | 11193 | 9552 |
1.5% | 37267 | 26668 | 20966 | 18436 | 14331 | 11878 | 10250 |
2% | 37919 | 27327 | 21636 | 19112 | 15024 | 12588 | 10977 |
2.5% | 38577 | 27998 | 22319 | 19803 | 15738 | 13323 | 11735 |
3% | 39243 | 28678 | 23015 | 20510 | 16471 | 14084 | 12521 |
3.5% | 39916 | 29369 | 23724 | 21232 | 17224 | 14868 | 13336 |
4% | 40596 | 30069 | 24446 | 21968 | 17997 | 15676 | 14179 |
4.5% | 41283 | 30780 | 25181 | 22720 | 18789 | 16508 | 15048 |
5% | 41977 | 31501 | 25929 | 23486 | 19600 | 17362 | 15943 |
5.5% | 42679 | 32232 | 26690 | 24267 | 20430 | 18238 | 16863 |
6% | 43387 | 32973 | 27464 | 25062 | 21278 | 19135 | 17806 |