Monthly Repayment |
HKD$16,365
|
Initial Payment |
HKD$1.48 Millions
|
Loan Amount |
HKD$3.45 Millions
|
Total interest |
HKD$1.46 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$110,500
|
Legal Fee |
HKD$29,650
|
Agency Fee |
HKD$49,300
|
Total Expense |
HKD$189,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 42555 | 30232 | 23600 | 20654 | 15870 | 13005 | 11099 |
1.5% | 43303 | 30987 | 24362 | 21421 | 16652 | 13801 | 11910 |
2% | 44060 | 31753 | 25140 | 22207 | 17458 | 14627 | 12755 |
2.5% | 44825 | 32532 | 25933 | 23010 | 18286 | 15481 | 13635 |
3% | 45599 | 33323 | 26742 | 23831 | 19139 | 16365 | 14549 |
3.5% | 46380 | 34125 | 27566 | 24670 | 20014 | 17276 | 15496 |
4% | 47171 | 34939 | 28405 | 25526 | 20912 | 18215 | 16475 |
4.5% | 47969 | 35765 | 29260 | 26399 | 21832 | 19181 | 17485 |
5% | 48776 | 36603 | 30129 | 27290 | 22775 | 20174 | 18525 |
5.5% | 49591 | 37452 | 31013 | 28197 | 23738 | 21192 | 19594 |
6% | 50414 | 38313 | 31912 | 29121 | 24724 | 22234 | 20690 |