Monthly Repayment |
HKD$14,027
|
Initial Payment |
HKD$1.97 Millions
|
Loan Amount |
HKD$2.96 Millions
|
Total interest |
HKD$1.25 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$110,500
|
Legal Fee |
HKD$29,650
|
Agency Fee |
HKD$49,300
|
Total Expense |
HKD$189,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36475 | 25913 | 20228 | 17703 | 13603 | 11147 | 9514 |
1.5% | 37117 | 26560 | 20882 | 18361 | 14273 | 11830 | 10208 |
2% | 37766 | 27217 | 21548 | 19034 | 14964 | 12537 | 10933 |
2.5% | 38421 | 27885 | 22228 | 19723 | 15674 | 13270 | 11687 |
3% | 39084 | 28562 | 22922 | 20427 | 16404 | 14027 | 12471 |
3.5% | 39755 | 29250 | 23628 | 21146 | 17155 | 14808 | 13282 |
4% | 40432 | 29948 | 24347 | 21879 | 17924 | 15613 | 14121 |
4.5% | 41116 | 30656 | 25080 | 22628 | 18713 | 16441 | 14987 |
5% | 41808 | 31374 | 25825 | 23391 | 19521 | 17292 | 15879 |
5.5% | 42506 | 32102 | 26582 | 24169 | 20347 | 18164 | 16795 |
6% | 43212 | 32839 | 27353 | 24961 | 21192 | 19058 | 17734 |