Monthly Repayment |
HKD$16,331
|
Initial Payment |
HKD$1.48 Millions
|
Loan Amount |
HKD$3.44 Millions
|
Total interest |
HKD$1.46 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$109,500
|
Legal Fee |
HKD$29,600
|
Agency Fee |
HKD$49,200
|
Total Expense |
HKD$188,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 42468 | 30170 | 23552 | 20612 | 15838 | 12979 | 11077 |
1.5% | 43215 | 30924 | 24313 | 21378 | 16618 | 13773 | 11885 |
2% | 43971 | 31689 | 25089 | 22162 | 17422 | 14597 | 12729 |
2.5% | 44734 | 32466 | 25881 | 22964 | 18249 | 15450 | 13607 |
3% | 45506 | 33255 | 26688 | 23783 | 19100 | 16331 | 14520 |
3.5% | 46286 | 34056 | 27510 | 24620 | 19973 | 17241 | 15465 |
4% | 47075 | 34868 | 28348 | 25474 | 20869 | 18178 | 16442 |
4.5% | 47872 | 35693 | 29200 | 26346 | 21788 | 19142 | 17450 |
5% | 48677 | 36528 | 30068 | 27234 | 22728 | 20133 | 18488 |
5.5% | 49490 | 37376 | 30950 | 28140 | 23690 | 21149 | 19554 |
6% | 50311 | 38235 | 31847 | 29062 | 24673 | 22189 | 20648 |