Monthly Repayment |
HKD$13,998
|
Initial Payment |
HKD$1.97 Millions
|
Loan Amount |
HKD$2.95 Millions
|
Total interest |
HKD$1.25 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$109,500
|
Legal Fee |
HKD$29,600
|
Agency Fee |
HKD$49,200
|
Total Expense |
HKD$188,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36401 | 25860 | 20187 | 17667 | 13576 | 11125 | 9494 |
1.5% | 37042 | 26506 | 20839 | 18324 | 14244 | 11806 | 10187 |
2% | 37689 | 27162 | 21505 | 18996 | 14933 | 12512 | 10911 |
2.5% | 38344 | 27828 | 22183 | 19683 | 15642 | 13243 | 11663 |
3% | 39005 | 28504 | 22875 | 20385 | 16371 | 13998 | 12445 |
3.5% | 39674 | 29191 | 23580 | 21103 | 17120 | 14778 | 13255 |
4% | 40350 | 29887 | 24298 | 21835 | 17888 | 15581 | 14093 |
4.5% | 41033 | 30594 | 25029 | 22582 | 18675 | 16408 | 14957 |
5% | 41723 | 31310 | 25772 | 23344 | 19481 | 17257 | 15846 |
5.5% | 42420 | 32036 | 26528 | 24120 | 20306 | 18127 | 16761 |
6% | 43124 | 32773 | 27297 | 24910 | 21149 | 19019 | 17698 |