Monthly Repayment |
HKD$13,970
|
Initial Payment |
HKD$1.96 Millions
|
Loan Amount |
HKD$2.95 Millions
|
Total interest |
HKD$1.25 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$108,500
|
Legal Fee |
HKD$29,550
|
Agency Fee |
HKD$49,100
|
Total Expense |
HKD$187,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36327 | 25808 | 20146 | 17631 | 13548 | 11102 | 9475 |
1.5% | 36966 | 26452 | 20797 | 18287 | 14215 | 11782 | 10167 |
2% | 37612 | 27107 | 21461 | 18957 | 14903 | 12486 | 10888 |
2.5% | 38266 | 27771 | 22138 | 19643 | 15610 | 13216 | 11640 |
3% | 38926 | 28446 | 22829 | 20344 | 16338 | 13970 | 12420 |
3.5% | 39593 | 29131 | 23532 | 21060 | 17085 | 14748 | 13228 |
4% | 40268 | 29826 | 24249 | 21791 | 17852 | 15550 | 14064 |
4.5% | 40949 | 30531 | 24978 | 22536 | 18637 | 16374 | 14926 |
5% | 41638 | 31246 | 25720 | 23296 | 19442 | 17222 | 15814 |
5.5% | 42334 | 31971 | 26475 | 24071 | 20265 | 18091 | 16727 |
6% | 43036 | 32706 | 27242 | 24860 | 21106 | 18981 | 17662 |