Monthly Repayment |
HKD$116,181
|
Initial Payment |
HKD$24.5 Millions
|
Loan Amount |
HKD$24.5 Millions
|
Total interest |
HKD$10.35 Millions
|
complete insurance payment |
HKD$73,500 (0.3%)
|
Stamp Duty |
HKD$2,082,500
|
Legal Fee |
HKD$140,000
|
Agency Fee |
HKD$490,000
|
Total Expense |
HKD$2,786,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 302115 | 214630 | 167546 | 146631 | 112674 | 92333 | 78801 |
1.5% | 307429 | 219989 | 172958 | 152082 | 118223 | 97984 | 84554 |
2% | 312802 | 225432 | 178481 | 157659 | 123941 | 103844 | 90556 |
2.5% | 318234 | 230961 | 184114 | 163363 | 129826 | 109911 | 96804 |
3% | 323725 | 236573 | 189855 | 169192 | 135876 | 116181 | 103292 |
3.5% | 329276 | 242270 | 195705 | 175146 | 142090 | 122652 | 110015 |
4% | 334885 | 248050 | 201663 | 181223 | 148465 | 129320 | 116966 |
4.5% | 340553 | 253914 | 207728 | 187423 | 154999 | 136178 | 124137 |
5% | 346280 | 259860 | 213899 | 193744 | 161689 | 143224 | 131521 |
5.5% | 352066 | 265889 | 220176 | 200185 | 168532 | 150451 | 139108 |
6% | 357909 | 272000 | 226557 | 206744 | 175525 | 157853 | 146889 |