| Monthly Repayment |
HKD$116,181
|
| Loan Amount |
HKD$24.5 Millions
|
| Total Interest |
HKD$10.35 Millions
|
| Total repayment |
HKD$34.85 Millions
|
| Down payment |
HKD$24,500,000
|
| Stamp Duty |
HKD$2,082,500
|
| Legal Fee |
HKD$140,000
|
| Agency Fee |
HKD$490,000
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$27,212,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 302115 | 214630 | 167546 | 146631 | 112674 | 92333 | 78801 |
| 1.5% | 307429 | 219989 | 172958 | 152082 | 118223 | 97984 | 84554 |
| 2% | 312802 | 225432 | 178481 | 157659 | 123941 | 103844 | 90556 |
| 2.5% | 318234 | 230961 | 184114 | 163363 | 129826 | 109911 | 96804 |
| 3% | 323725 | 236573 | 189855 | 169192 | 135876 | 116181 | 103292 |
| 3.5% | 329276 | 242270 | 195705 | 175146 | 142090 | 122652 | 110015 |
| 4% | 334885 | 248050 | 201663 | 181223 | 148465 | 129320 | 116966 |
| 4.5% | 340553 | 253914 | 207728 | 187423 | 154999 | 136178 | 124137 |
| 5% | 346280 | 259860 | 213899 | 193744 | 161689 | 143224 | 131521 |
| 5.5% | 352066 | 265889 | 220176 | 200185 | 168532 | 150451 | 139108 |
| 6% | 357909 | 272000 | 226557 | 206744 | 175525 | 157853 | 146889 |
