Monthly Repayment |
HKD$16,265
|
Initial Payment |
HKD$1.47 Millions
|
Loan Amount |
HKD$3.43 Millions
|
Total interest |
HKD$1.45 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$107,500
|
Legal Fee |
HKD$29,500
|
Agency Fee |
HKD$49,000
|
Total Expense |
HKD$186,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 42296 | 30048 | 23456 | 20528 | 15774 | 12926 | 11032 |
1.5% | 43040 | 30798 | 24214 | 21291 | 16551 | 13717 | 11837 |
2% | 43792 | 31560 | 24987 | 22072 | 17351 | 14538 | 12677 |
2.5% | 44552 | 32334 | 25775 | 22870 | 18175 | 15387 | 13552 |
3% | 45321 | 33120 | 26579 | 23686 | 19022 | 16265 | 14461 |
3.5% | 46098 | 33917 | 27398 | 24520 | 19892 | 17171 | 15402 |
4% | 46884 | 34727 | 28232 | 25371 | 20785 | 18104 | 16375 |
4.5% | 47677 | 35547 | 29081 | 26239 | 21699 | 19065 | 17379 |
5% | 48479 | 36380 | 29945 | 27124 | 22636 | 20051 | 18412 |
5.5% | 49289 | 37224 | 30824 | 28025 | 23594 | 21063 | 19475 |
6% | 50107 | 38080 | 31718 | 28944 | 24573 | 22099 | 20564 |