Monthly Repayment |
HKD$13,913
|
Initial Payment |
HKD$1.96 Millions
|
Loan Amount |
HKD$2.93 Millions
|
Total interest |
HKD$1.24 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$106,500
|
Legal Fee |
HKD$29,450
|
Agency Fee |
HKD$48,900
|
Total Expense |
HKD$184,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36179 | 25703 | 20064 | 17559 | 13493 | 11057 | 9436 |
1.5% | 36816 | 26344 | 20712 | 18212 | 14157 | 11734 | 10125 |
2% | 37459 | 26996 | 21374 | 18880 | 14842 | 12435 | 10844 |
2.5% | 38110 | 27658 | 22048 | 19563 | 15547 | 13162 | 11592 |
3% | 38767 | 28330 | 22736 | 20261 | 16271 | 13913 | 12369 |
3.5% | 39432 | 29013 | 23436 | 20974 | 17016 | 14688 | 13174 |
4% | 40104 | 29705 | 24150 | 21702 | 17779 | 15486 | 14007 |
4.5% | 40783 | 30407 | 24876 | 22444 | 18561 | 16308 | 14866 |
5% | 41468 | 31119 | 25615 | 23201 | 19363 | 17151 | 15750 |
5.5% | 42161 | 31841 | 26367 | 23973 | 20182 | 18017 | 16658 |
6% | 42861 | 32573 | 27131 | 24758 | 21020 | 18903 | 17590 |