| Monthly Repayment |
HKD$16,199
|
| Loan Amount |
HKD$3.42 Millions
|
| Total interest |
HKD$1.44 Millions
|
| Total repayment |
HKD$4.86 Millions
|
| Down payment |
HKD$1,460,000
|
| Stamp Duty |
HKD$105,500
|
| Legal Fee |
HKD$29,400
|
| Agency Fee |
HKD$48,800
|
| complete insurance payment |
--
|
| Total Expense |
HKD$1,643,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 42123 | 29925 | 23360 | 20444 | 15709 | 12873 | 10987 |
| 1.5% | 42864 | 30672 | 24115 | 21204 | 16483 | 13661 | 11789 |
| 2% | 43613 | 31431 | 24885 | 21982 | 17280 | 14478 | 12626 |
| 2.5% | 44370 | 32202 | 25670 | 22777 | 18101 | 15324 | 13497 |
| 3% | 45136 | 32985 | 26471 | 23590 | 18945 | 16199 | 14401 |
| 3.5% | 45910 | 33779 | 27286 | 24420 | 19811 | 17101 | 15339 |
| 4% | 46692 | 34585 | 28117 | 25267 | 20700 | 18030 | 16308 |
| 4.5% | 47482 | 35402 | 28963 | 26132 | 21611 | 18987 | 17308 |
| 5% | 48281 | 36231 | 29823 | 27013 | 22544 | 19969 | 18337 |
| 5.5% | 49088 | 37072 | 30698 | 27911 | 23498 | 20977 | 19395 |
| 6% | 49902 | 37924 | 31588 | 28826 | 24473 | 22009 | 20480 |
