Monthly Repayment |
HKD$16,182
|
Initial Payment |
HKD$1.46 Millions
|
Loan Amount |
HKD$3.41 Millions
|
Total interest |
HKD$1.44 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$105,000
|
Legal Fee |
HKD$29,375
|
Agency Fee |
HKD$48,750
|
Total Expense |
HKD$183,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 42080 | 29894 | 23336 | 20423 | 15693 | 12860 | 10975 |
1.5% | 42820 | 30641 | 24090 | 21182 | 16466 | 13647 | 11777 |
2% | 43568 | 31399 | 24859 | 21959 | 17263 | 14464 | 12613 |
2.5% | 44325 | 32169 | 25644 | 22754 | 18082 | 15309 | 13483 |
3% | 45090 | 32951 | 26444 | 23566 | 18925 | 16182 | 14387 |
3.5% | 45863 | 33744 | 27258 | 24395 | 19791 | 17083 | 15323 |
4% | 46644 | 34549 | 28088 | 25241 | 20679 | 18012 | 16291 |
4.5% | 47434 | 35366 | 28933 | 26105 | 21589 | 18967 | 17290 |
5% | 48231 | 36194 | 29793 | 26985 | 22520 | 19949 | 18319 |
5.5% | 49037 | 37034 | 30667 | 27882 | 23474 | 20955 | 19375 |
6% | 49851 | 37885 | 31556 | 28796 | 24448 | 21986 | 20459 |