Monthly Repayment |
HKD$13,870
|
Initial Payment |
HKD$1.95 Millions
|
Loan Amount |
HKD$2.93 Millions
|
Total interest |
HKD$1.24 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$105,000
|
Legal Fee |
HKD$29,375
|
Agency Fee |
HKD$48,750
|
Total Expense |
HKD$183,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36068 | 25624 | 20002 | 17505 | 13451 | 11023 | 9407 |
1.5% | 36703 | 26264 | 20649 | 18156 | 14114 | 11698 | 10094 |
2% | 37344 | 26913 | 21308 | 18822 | 14797 | 12397 | 10811 |
2.5% | 37993 | 27573 | 21980 | 19503 | 15499 | 13122 | 11557 |
3% | 38648 | 28244 | 22666 | 20199 | 16221 | 13870 | 12331 |
3.5% | 39311 | 28924 | 23364 | 20910 | 16963 | 14643 | 13134 |
4% | 39981 | 29614 | 24076 | 21635 | 17724 | 15439 | 13964 |
4.5% | 40657 | 30314 | 24800 | 22376 | 18504 | 16258 | 14820 |
5% | 41341 | 31024 | 25536 | 23130 | 19303 | 17099 | 15702 |
5.5% | 42032 | 31743 | 26286 | 23899 | 20120 | 17962 | 16607 |
6% | 42730 | 32473 | 27048 | 24682 | 20955 | 18845 | 17536 |