Monthly Repayment |
HKD$16,165
|
Initial Payment |
HKD$1.46 Millions
|
Loan Amount |
HKD$3.41 Millions
|
Total interest |
HKD$1.44 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$104,500
|
Legal Fee |
HKD$29,350
|
Agency Fee |
HKD$48,700
|
Total Expense |
HKD$182,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 42037 | 29864 | 23312 | 20402 | 15677 | 12847 | 10964 |
1.5% | 42776 | 30609 | 24066 | 21161 | 16449 | 13633 | 11765 |
2% | 43524 | 31367 | 24834 | 21937 | 17245 | 14449 | 12600 |
2.5% | 44280 | 32136 | 25618 | 22730 | 18064 | 15293 | 13469 |
3% | 45044 | 32917 | 26417 | 23541 | 18906 | 16165 | 14372 |
3.5% | 45816 | 33710 | 27231 | 24370 | 19770 | 17066 | 15307 |
4% | 46596 | 34514 | 28060 | 25215 | 20657 | 17993 | 16275 |
4.5% | 47385 | 35330 | 28903 | 26078 | 21567 | 18948 | 17272 |
5% | 48182 | 36157 | 29762 | 26958 | 22497 | 19928 | 18300 |
5.5% | 48987 | 36996 | 30635 | 27854 | 23450 | 20934 | 19355 |
6% | 49800 | 37846 | 31523 | 28767 | 24423 | 21964 | 20438 |