| Monthly Repayment |
HKD$16,099
|
| Loan Amount |
HKD$3.4 Millions
|
| Total interest |
HKD$1.43 Millions
|
| Total repayment |
HKD$4.83 Millions
|
| Down payment |
HKD$1,460,000
|
| Stamp Duty |
HKD$102,500
|
| Legal Fee |
HKD$29,250
|
| Agency Fee |
HKD$48,500
|
| complete insurance payment |
--
|
| Total Expense |
HKD$1,640,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 41864 | 29741 | 23217 | 20318 | 15613 | 12794 | 10919 |
| 1.5% | 42600 | 30484 | 23967 | 21074 | 16382 | 13577 | 11716 |
| 2% | 43345 | 31238 | 24732 | 21847 | 17174 | 14389 | 12548 |
| 2.5% | 44098 | 32004 | 25512 | 22637 | 17990 | 15230 | 13414 |
| 3% | 44859 | 32782 | 26308 | 23445 | 18828 | 16099 | 14313 |
| 3.5% | 45628 | 33571 | 27119 | 24270 | 19689 | 16996 | 15245 |
| 4% | 46405 | 34372 | 27944 | 25112 | 20573 | 17920 | 16208 |
| 4.5% | 47191 | 35185 | 28785 | 25971 | 21478 | 18870 | 17201 |
| 5% | 47984 | 36009 | 29640 | 26847 | 22405 | 19846 | 18225 |
| 5.5% | 48786 | 36844 | 30510 | 27739 | 23353 | 20848 | 19276 |
| 6% | 49596 | 37691 | 31394 | 28648 | 24322 | 21874 | 20354 |
