Monthly Repayment |
HKD$13,799
|
Initial Payment |
HKD$1.94 Millions
|
Loan Amount |
HKD$2.91 Millions
|
Total interest |
HKD$1.23 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$102,500
|
Legal Fee |
HKD$29,250
|
Agency Fee |
HKD$48,500
|
Total Expense |
HKD$180,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35883 | 25492 | 19900 | 17416 | 13382 | 10966 | 9359 |
1.5% | 36515 | 26129 | 20543 | 18063 | 14042 | 11638 | 10042 |
2% | 37153 | 26775 | 21199 | 18726 | 14721 | 12334 | 10755 |
2.5% | 37798 | 27432 | 21868 | 19403 | 15420 | 13054 | 11498 |
3% | 38450 | 28099 | 22550 | 20095 | 16138 | 13799 | 12268 |
3.5% | 39109 | 28775 | 23245 | 20803 | 16876 | 14568 | 13067 |
4% | 39776 | 29462 | 23952 | 21524 | 17634 | 15360 | 13892 |
4.5% | 40449 | 30158 | 24673 | 22261 | 18410 | 16174 | 14744 |
5% | 41129 | 30865 | 25406 | 23012 | 19204 | 17011 | 15621 |
5.5% | 41816 | 31581 | 26151 | 23777 | 20017 | 17869 | 16522 |
6% | 42510 | 32306 | 26909 | 24556 | 20848 | 18749 | 17446 |