Monthly Repayment |
HKD$16,033
|
Initial Payment |
HKD$1.45 Millions
|
Loan Amount |
HKD$3.38 Millions
|
Total interest |
HKD$1.43 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100,500
|
Legal Fee |
HKD$29,150
|
Agency Fee |
HKD$48,300
|
Total Expense |
HKD$177,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 41691 | 29618 | 23121 | 20235 | 15549 | 12742 | 10874 |
1.5% | 42425 | 30358 | 23868 | 20987 | 16314 | 13521 | 11668 |
2% | 43166 | 31109 | 24630 | 21757 | 17103 | 14330 | 12496 |
2.5% | 43916 | 31872 | 25407 | 22544 | 17916 | 15167 | 13359 |
3% | 44674 | 32647 | 26200 | 23348 | 18750 | 16033 | 14254 |
3.5% | 45440 | 33433 | 27007 | 24170 | 19608 | 16926 | 15182 |
4% | 46214 | 34230 | 27829 | 25008 | 20488 | 17846 | 16141 |
4.5% | 46996 | 35040 | 28666 | 25864 | 21389 | 18792 | 17131 |
5% | 47786 | 35860 | 29518 | 26736 | 22313 | 19764 | 18149 |
5.5% | 48585 | 36692 | 30384 | 27625 | 23257 | 20762 | 19196 |
6% | 49391 | 37536 | 31264 | 28530 | 24222 | 21783 | 20270 |