Monthly Repayment |
HKD$13,742
|
Initial Payment |
HKD$1.93 Millions
|
Loan Amount |
HKD$2.9 Millions
|
Total interest |
HKD$1.22 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100,500
|
Legal Fee |
HKD$29,150
|
Agency Fee |
HKD$48,300
|
Total Expense |
HKD$177,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35735 | 25387 | 19818 | 17344 | 13327 | 10921 | 9321 |
1.5% | 36364 | 26021 | 20458 | 17989 | 13984 | 11590 | 10001 |
2% | 37000 | 26665 | 21111 | 18648 | 14660 | 12283 | 10711 |
2.5% | 37642 | 27319 | 21778 | 19323 | 15356 | 13000 | 11450 |
3% | 38292 | 27983 | 22457 | 20013 | 16072 | 13742 | 12218 |
3.5% | 38948 | 28657 | 23149 | 20717 | 16807 | 14508 | 13013 |
4% | 39612 | 29340 | 23853 | 21436 | 17561 | 15296 | 13835 |
4.5% | 40282 | 30034 | 24571 | 22169 | 18334 | 16108 | 14683 |
5% | 40960 | 30737 | 25301 | 22917 | 19125 | 16941 | 15557 |
5.5% | 41644 | 31450 | 26043 | 23679 | 19934 | 17796 | 16454 |
6% | 42335 | 32173 | 26798 | 24454 | 20762 | 18671 | 17374 |