Monthly Repayment |
HKD$16,539
|
Initial Payment |
HKD$2.4 Millions
|
Loan Amount |
HKD$2.4 Millions
|
Total interest |
HKD$0.58 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$96,500
|
Legal Fee |
HKD$28,950
|
Agency Fee |
HKD$47,900
|
Total Expense |
HKD$173,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29533 | 20981 | 16378 | 14333 | 11014 | 9026 | 7703 |
1.5% | 30052 | 21505 | 16907 | 14866 | 11556 | 9578 | 8265 |
2% | 30578 | 22037 | 17447 | 15412 | 12115 | 10151 | 8852 |
2.5% | 31109 | 22577 | 17998 | 15969 | 12691 | 10744 | 9463 |
3% | 31645 | 23126 | 18559 | 16539 | 13282 | 11357 | 10097 |
3.5% | 32188 | 23683 | 19131 | 17121 | 13890 | 11989 | 10754 |
4% | 32736 | 24248 | 19713 | 17715 | 14513 | 12641 | 11434 |
4.5% | 33290 | 24821 | 20306 | 18321 | 15151 | 13312 | 12135 |
5% | 33850 | 25402 | 20909 | 18939 | 15805 | 14000 | 12856 |
5.5% | 34416 | 25992 | 21523 | 19569 | 16474 | 14707 | 13598 |
6% | 34987 | 26589 | 22147 | 20210 | 17158 | 15431 | 14359 |