Monthly Repayment |
HKD$15,867
|
Initial Payment |
HKD$1.43 Millions
|
Loan Amount |
HKD$3.35 Millions
|
Total interest |
HKD$1.41 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$95,500
|
Legal Fee |
HKD$28,900
|
Agency Fee |
HKD$47,800
|
Total Expense |
HKD$172,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 41260 | 29312 | 22882 | 20025 | 15388 | 12610 | 10762 |
1.5% | 41986 | 30044 | 23621 | 20770 | 16145 | 13381 | 11547 |
2% | 42719 | 30787 | 24375 | 21531 | 16926 | 14182 | 12367 |
2.5% | 43461 | 31542 | 25144 | 22310 | 17730 | 15010 | 13220 |
3% | 44211 | 32309 | 25928 | 23106 | 18556 | 15867 | 14106 |
3.5% | 44969 | 33087 | 26727 | 23919 | 19405 | 16750 | 15025 |
4% | 45735 | 33876 | 27541 | 24749 | 20276 | 17661 | 15974 |
4.5% | 46509 | 34677 | 28369 | 25596 | 21168 | 18598 | 16953 |
5% | 47292 | 35489 | 29212 | 26459 | 22082 | 19560 | 17962 |
5.5% | 48082 | 36312 | 30069 | 27339 | 23016 | 20547 | 18998 |
6% | 48880 | 37147 | 30941 | 28235 | 23971 | 21558 | 20060 |