Monthly Repayment |
HKD$13,600
|
Initial Payment |
HKD$1.91 Millions
|
Loan Amount |
HKD$2.87 Millions
|
Total interest |
HKD$1.21 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$95,500
|
Legal Fee |
HKD$28,900
|
Agency Fee |
HKD$47,800
|
Total Expense |
HKD$172,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35366 | 25124 | 19613 | 17164 | 13189 | 10808 | 9224 |
1.5% | 35988 | 25752 | 20246 | 17802 | 13839 | 11470 | 9898 |
2% | 36617 | 26389 | 20893 | 18455 | 14508 | 12156 | 10600 |
2.5% | 37252 | 27036 | 21552 | 19123 | 15197 | 12866 | 11332 |
3% | 37895 | 27693 | 22224 | 19805 | 15905 | 13600 | 12091 |
3.5% | 38545 | 28360 | 22909 | 20502 | 16633 | 14357 | 12878 |
4% | 39202 | 29037 | 23606 | 21214 | 17379 | 15138 | 13692 |
4.5% | 39865 | 29723 | 24316 | 21940 | 18144 | 15941 | 14531 |
5% | 40536 | 30419 | 25039 | 22679 | 18927 | 16766 | 15396 |
5.5% | 41213 | 31125 | 25774 | 23433 | 19728 | 17612 | 16284 |
6% | 41897 | 31840 | 26521 | 24201 | 20547 | 18478 | 17195 |