Monthly Repayment |
HKD$15,767
|
Initial Payment |
HKD$1.43 Millions
|
Loan Amount |
HKD$3.33 Millions
|
Total interest |
HKD$1.41 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$92,500
|
Legal Fee |
HKD$28,750
|
Agency Fee |
HKD$47,500
|
Total Expense |
HKD$168,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 41001 | 29128 | 22738 | 19899 | 15291 | 12531 | 10694 |
1.5% | 41722 | 29855 | 23473 | 20639 | 16044 | 13297 | 11475 |
2% | 42451 | 30594 | 24222 | 21396 | 16820 | 14093 | 12289 |
2.5% | 43188 | 31344 | 24986 | 22170 | 17619 | 14916 | 13137 |
3% | 43934 | 32106 | 25766 | 22961 | 18440 | 15767 | 14018 |
3.5% | 44687 | 32879 | 26560 | 23769 | 19283 | 16645 | 14930 |
4% | 45448 | 33664 | 27368 | 24594 | 20148 | 17550 | 15874 |
4.5% | 46218 | 34459 | 28191 | 25436 | 21035 | 18481 | 16847 |
5% | 46995 | 35266 | 29029 | 26293 | 21943 | 19437 | 17849 |
5.5% | 47780 | 36084 | 29881 | 27168 | 22872 | 20418 | 18878 |
6% | 48573 | 36914 | 30747 | 28058 | 23821 | 21423 | 19935 |