Monthly Repayment |
HKD$16,401
|
Initial Payment |
HKD$2.38 Millions
|
Loan Amount |
HKD$2.38 Millions
|
Total interest |
HKD$0.58 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$92,500
|
Legal Fee |
HKD$28,750
|
Agency Fee |
HKD$47,500
|
Total Expense |
HKD$168,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29286 | 20805 | 16241 | 14214 | 10922 | 8950 | 7638 |
1.5% | 29801 | 21325 | 16766 | 14742 | 11460 | 9498 | 8196 |
2% | 30322 | 21853 | 17301 | 15283 | 12014 | 10066 | 8778 |
2.5% | 30849 | 22389 | 17847 | 15836 | 12585 | 10654 | 9384 |
3% | 31381 | 22933 | 18404 | 16401 | 13171 | 11262 | 10013 |
3.5% | 31919 | 23485 | 18971 | 16978 | 13774 | 11889 | 10664 |
4% | 32463 | 24045 | 19549 | 17567 | 14392 | 12536 | 11338 |
4.5% | 33012 | 24614 | 20136 | 18168 | 15025 | 13201 | 12033 |
5% | 33568 | 25190 | 20735 | 18781 | 15673 | 13884 | 12749 |
5.5% | 34128 | 25774 | 21343 | 19405 | 16337 | 14584 | 13484 |
6% | 34695 | 26367 | 21962 | 20041 | 17015 | 15302 | 14239 |