Monthly Repayment |
HKD$13,486
|
Initial Payment |
HKD$1.9 Millions
|
Loan Amount |
HKD$2.84 Millions
|
Total interest |
HKD$1.2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$91,500
|
Legal Fee |
HKD$28,700
|
Agency Fee |
HKD$47,400
|
Total Expense |
HKD$167,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35070 | 24914 | 19449 | 17021 | 13079 | 10718 | 9147 |
1.5% | 35686 | 25536 | 20077 | 17653 | 13723 | 11374 | 9815 |
2% | 36310 | 26168 | 20718 | 18301 | 14387 | 12054 | 10511 |
2.5% | 36941 | 26810 | 21372 | 18963 | 15070 | 12758 | 11237 |
3% | 37578 | 27461 | 22038 | 19640 | 15772 | 13486 | 11990 |
3.5% | 38222 | 28123 | 22717 | 20331 | 16494 | 14237 | 12770 |
4% | 38874 | 28794 | 23409 | 21036 | 17234 | 15011 | 13577 |
4.5% | 39532 | 29474 | 24113 | 21756 | 17992 | 15807 | 14410 |
5% | 40196 | 30165 | 24829 | 22490 | 18769 | 16625 | 15267 |
5.5% | 40868 | 30864 | 25558 | 23237 | 19563 | 17464 | 16147 |
6% | 41546 | 31574 | 26299 | 23999 | 20375 | 18323 | 17051 |