Monthly Repayment |
HKD$15,701
|
Initial Payment |
HKD$1.42 Millions
|
Loan Amount |
HKD$3.31 Millions
|
Total interest |
HKD$1.4 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$90,500
|
Legal Fee |
HKD$28,650
|
Agency Fee |
HKD$47,300
|
Total Expense |
HKD$166,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40828 | 29005 | 22642 | 19816 | 15227 | 12478 | 10649 |
1.5% | 41546 | 29729 | 23374 | 20552 | 15977 | 13241 | 11426 |
2% | 42272 | 30465 | 24120 | 21306 | 16749 | 14033 | 12238 |
2.5% | 43007 | 31212 | 24881 | 22077 | 17545 | 14853 | 13082 |
3% | 43749 | 31971 | 25657 | 22865 | 18362 | 15701 | 13959 |
3.5% | 44499 | 32741 | 26448 | 23669 | 19202 | 16575 | 14867 |
4% | 45257 | 33522 | 27253 | 24491 | 20064 | 17476 | 15807 |
4.5% | 46023 | 34314 | 28073 | 25328 | 20947 | 18403 | 16776 |
5% | 46797 | 35118 | 28907 | 26183 | 21851 | 19355 | 17774 |
5.5% | 47579 | 35933 | 29755 | 27053 | 22775 | 20332 | 18799 |
6% | 48368 | 36758 | 30617 | 27940 | 23721 | 21332 | 19851 |