Monthly Repayment |
HKD$15,667
|
Initial Payment |
HKD$1.42 Millions
|
Loan Amount |
HKD$3.3 Millions
|
Total interest |
HKD$1.4 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$89,500
|
Legal Fee |
HKD$28,600
|
Agency Fee |
HKD$47,200
|
Total Expense |
HKD$165,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40742 | 28944 | 22594 | 19774 | 15194 | 12451 | 10626 |
1.5% | 41459 | 29667 | 23324 | 20509 | 15943 | 13213 | 11402 |
2% | 42183 | 30401 | 24069 | 21261 | 16714 | 14004 | 12212 |
2.5% | 42916 | 31146 | 24829 | 22030 | 17507 | 14822 | 13054 |
3% | 43656 | 31903 | 25603 | 22816 | 18323 | 15667 | 13929 |
3.5% | 44405 | 32671 | 26392 | 23619 | 19161 | 16540 | 14836 |
4% | 45161 | 33451 | 27195 | 24439 | 20021 | 17439 | 15773 |
4.5% | 45926 | 34242 | 28013 | 25275 | 20902 | 18364 | 16740 |
5% | 46698 | 35044 | 28845 | 26127 | 21804 | 19314 | 17736 |
5.5% | 47478 | 35857 | 29692 | 26996 | 22727 | 20289 | 18759 |
6% | 48266 | 36681 | 30552 | 27881 | 23670 | 21287 | 19809 |