Monthly Repayment |
HKD$13,429
|
Initial Payment |
HKD$1.89 Millions
|
Loan Amount |
HKD$2.83 Millions
|
Total interest |
HKD$1.2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$89,500
|
Legal Fee |
HKD$28,600
|
Agency Fee |
HKD$47,200
|
Total Expense |
HKD$165,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34922 | 24809 | 19366 | 16949 | 13024 | 10673 | 9108 |
1.5% | 35536 | 25428 | 19992 | 17579 | 13665 | 11326 | 9773 |
2% | 36157 | 26058 | 20631 | 18224 | 14326 | 12003 | 10467 |
2.5% | 36785 | 26697 | 21282 | 18883 | 15006 | 12704 | 11189 |
3% | 37420 | 27346 | 21945 | 19557 | 15706 | 13429 | 11939 |
3.5% | 38061 | 28004 | 22621 | 20245 | 16424 | 14177 | 12716 |
4% | 38710 | 28672 | 23310 | 20947 | 17161 | 14948 | 13520 |
4.5% | 39365 | 29350 | 24011 | 21664 | 17916 | 15741 | 14349 |
5% | 40027 | 30037 | 24725 | 22395 | 18689 | 16555 | 15202 |
5.5% | 40695 | 30734 | 25450 | 23139 | 19480 | 17390 | 16079 |
6% | 41371 | 31441 | 26188 | 23898 | 20289 | 18246 | 16979 |