Monthly Repayment |
HKD$16,297
|
Initial Payment |
HKD$2.36 Millions
|
Loan Amount |
HKD$2.36 Millions
|
Total interest |
HKD$0.57 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$89,500
|
Legal Fee |
HKD$28,600
|
Agency Fee |
HKD$47,200
|
Total Expense |
HKD$165,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29101 | 20674 | 16139 | 14124 | 10853 | 8894 | 7590 |
1.5% | 29613 | 21190 | 16660 | 14649 | 11388 | 9438 | 8144 |
2% | 30131 | 21715 | 17192 | 15186 | 11938 | 10002 | 8723 |
2.5% | 30654 | 22247 | 17735 | 15736 | 12505 | 10587 | 9324 |
3% | 31183 | 22788 | 18288 | 16297 | 13088 | 11191 | 9949 |
3.5% | 31718 | 23337 | 18851 | 16871 | 13687 | 11814 | 10597 |
4% | 32258 | 23893 | 19425 | 17456 | 14301 | 12456 | 11267 |
4.5% | 32804 | 24458 | 20009 | 18053 | 14930 | 13117 | 11957 |
5% | 33356 | 25031 | 20604 | 18662 | 15574 | 13796 | 12668 |
5.5% | 33913 | 25612 | 21208 | 19283 | 16234 | 14492 | 13399 |
6% | 34476 | 26200 | 21823 | 19915 | 16907 | 15205 | 14149 |