Monthly Repayment |
HKD$13,401
|
Initial Payment |
HKD$1.88 Millions
|
Loan Amount |
HKD$2.83 Millions
|
Total interest |
HKD$1.19 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$88,500
|
Legal Fee |
HKD$28,550
|
Agency Fee |
HKD$47,100
|
Total Expense |
HKD$164,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34848 | 24756 | 19325 | 16913 | 12996 | 10650 | 9089 |
1.5% | 35461 | 25375 | 19950 | 17542 | 13636 | 11302 | 9753 |
2% | 36080 | 26003 | 20587 | 18185 | 14296 | 11978 | 10445 |
2.5% | 36707 | 26640 | 21237 | 18843 | 14975 | 12677 | 11166 |
3% | 37340 | 27288 | 21899 | 19515 | 15672 | 13401 | 11914 |
3.5% | 37981 | 27945 | 22574 | 20202 | 16389 | 14147 | 12690 |
4% | 38628 | 28611 | 23261 | 20903 | 17125 | 14916 | 13491 |
4.5% | 39281 | 29288 | 23960 | 21618 | 17878 | 15707 | 14318 |
5% | 39942 | 29974 | 24672 | 22347 | 18650 | 16520 | 15170 |
5.5% | 40609 | 30669 | 25396 | 23090 | 19439 | 17354 | 16045 |
6% | 41283 | 31374 | 26132 | 23847 | 20246 | 18207 | 16943 |