Monthly Repayment |
HKD$13,372
|
Initial Payment |
HKD$1.88 Millions
|
Loan Amount |
HKD$2.82 Millions
|
Total interest |
HKD$1.19 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$87,500
|
Legal Fee |
HKD$28,500
|
Agency Fee |
HKD$47,000
|
Total Expense |
HKD$163,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34774 | 24704 | 19284 | 16877 | 12969 | 10627 | 9070 |
1.5% | 35385 | 25321 | 19907 | 17504 | 13607 | 11278 | 9732 |
2% | 36004 | 25947 | 20543 | 18146 | 14265 | 11952 | 10423 |
2.5% | 36629 | 26584 | 21191 | 18803 | 14943 | 12650 | 11142 |
3% | 37261 | 27230 | 21852 | 19474 | 15639 | 13372 | 11889 |
3.5% | 37900 | 27885 | 22526 | 20159 | 16354 | 14117 | 12663 |
4% | 38546 | 28551 | 23211 | 20859 | 17088 | 14884 | 13463 |
4.5% | 39198 | 29226 | 23909 | 21572 | 17840 | 15674 | 14288 |
5% | 39857 | 29910 | 24620 | 22300 | 18610 | 16485 | 15138 |
5.5% | 40523 | 30604 | 25342 | 23041 | 19398 | 17317 | 16011 |
6% | 41196 | 31307 | 26077 | 23796 | 20203 | 18169 | 16907 |