Monthly Repayment |
HKD$16,228
|
Initial Payment |
HKD$2.35 Millions
|
Loan Amount |
HKD$2.35 Millions
|
Total interest |
HKD$0.57 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$87,500
|
Legal Fee |
HKD$28,500
|
Agency Fee |
HKD$47,000
|
Total Expense |
HKD$163,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28978 | 20586 | 16070 | 14064 | 10807 | 8856 | 7558 |
1.5% | 29488 | 21101 | 16589 | 14587 | 11339 | 9398 | 8110 |
2% | 30003 | 21623 | 17119 | 15122 | 11888 | 9960 | 8686 |
2.5% | 30524 | 22153 | 17659 | 15669 | 12452 | 10542 | 9285 |
3% | 31051 | 22691 | 18210 | 16228 | 13033 | 11143 | 9907 |
3.5% | 31583 | 23238 | 18771 | 16799 | 13629 | 11764 | 10552 |
4% | 32121 | 23792 | 19343 | 17382 | 14240 | 12404 | 11219 |
4.5% | 32665 | 24355 | 19924 | 17977 | 14867 | 13062 | 11907 |
5% | 33214 | 24925 | 20516 | 18583 | 15508 | 13737 | 12615 |
5.5% | 33769 | 25503 | 21118 | 19201 | 16165 | 14431 | 13343 |
6% | 34330 | 26089 | 21731 | 19830 | 16836 | 15141 | 14089 |