Monthly Repayment |
HKD$1,622
|
Initial Payment |
HKD$0.24 Millions
|
Loan Amount |
HKD$0.24 Millions
|
Total interest |
HKD$0.06 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$5,950
|
Agency Fee |
HKD$4,700
|
Total Expense |
HKD$10,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 2897 | 2058 | 1607 | 1406 | 1080 | 885 | 755 |
1.5% | 2948 | 2110 | 1658 | 1458 | 1133 | 939 | 811 |
2% | 3000 | 2162 | 1711 | 1512 | 1188 | 996 | 868 |
2.5% | 3052 | 2215 | 1765 | 1566 | 1245 | 1054 | 928 |
3% | 3105 | 2269 | 1821 | 1622 | 1303 | 1114 | 990 |
3.5% | 3158 | 2323 | 1877 | 1679 | 1362 | 1176 | 1055 |
4% | 3212 | 2379 | 1934 | 1738 | 1424 | 1240 | 1121 |
4.5% | 3266 | 2435 | 1992 | 1797 | 1486 | 1306 | 1190 |
5% | 3321 | 2492 | 2051 | 1858 | 1550 | 1373 | 1261 |
5.5% | 3376 | 2550 | 2111 | 1920 | 1616 | 1443 | 1334 |
6% | 3433 | 2608 | 2173 | 1983 | 1683 | 1514 | 1408 |