Monthly Repayment |
HKD$15,568
|
Initial Payment |
HKD$1.41 Millions
|
Loan Amount |
HKD$3.28 Millions
|
Total interest |
HKD$1.39 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$86,500
|
Legal Fee |
HKD$28,450
|
Agency Fee |
HKD$46,900
|
Total Expense |
HKD$161,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40483 | 28760 | 22451 | 19648 | 15098 | 12372 | 10559 |
1.5% | 41195 | 29478 | 23176 | 20378 | 15841 | 13129 | 11330 |
2% | 41915 | 30208 | 23916 | 21126 | 16608 | 13915 | 12134 |
2.5% | 42643 | 30948 | 24671 | 21890 | 17396 | 14728 | 12971 |
3% | 43379 | 31700 | 25440 | 22671 | 18207 | 15568 | 13841 |
3.5% | 44123 | 32464 | 26224 | 23469 | 19040 | 16435 | 14742 |
4% | 44874 | 33238 | 27022 | 24283 | 19894 | 17328 | 15673 |
4.5% | 45634 | 34024 | 27835 | 25114 | 20769 | 18247 | 16634 |
5% | 46401 | 34821 | 28662 | 25961 | 21666 | 19192 | 17623 |
5.5% | 47176 | 35629 | 29503 | 26824 | 22583 | 20160 | 18640 |
6% | 47959 | 36448 | 30358 | 27703 | 23520 | 21152 | 19683 |