Monthly Repayment |
HKD$161,596
|
Initial Payment |
HKD$23.4 Millions
|
Loan Amount |
HKD$23.4 Millions
|
Total interest |
HKD$5.69 Millions
|
complete insurance payment |
HKD$70,200 (0.3%)
|
Stamp Duty |
HKD$1,989,000
|
Legal Fee |
HKD$134,500
|
Agency Fee |
HKD$468,000
|
Total Expense |
HKD$2,661,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 288551 | 204993 | 160023 | 140047 | 107615 | 88188 | 75263 |
1.5% | 293626 | 210112 | 165193 | 145253 | 112915 | 93585 | 80758 |
2% | 298757 | 215311 | 170468 | 150581 | 118376 | 99181 | 86490 |
2.5% | 303946 | 220591 | 175847 | 156028 | 123997 | 104976 | 92458 |
3% | 309191 | 225952 | 181331 | 161596 | 129775 | 110965 | 98655 |
3.5% | 314492 | 231392 | 186918 | 167282 | 135710 | 117145 | 105076 |
4% | 319850 | 236913 | 192609 | 173086 | 141799 | 123513 | 111715 |
4.5% | 325263 | 242513 | 198401 | 179008 | 148039 | 130064 | 118564 |
5% | 330733 | 248193 | 204295 | 185045 | 154429 | 136794 | 125616 |
5.5% | 336258 | 253951 | 210290 | 191197 | 160965 | 143696 | 132862 |
6% | 341840 | 259787 | 216385 | 197462 | 167644 | 150766 | 140294 |