Monthly Repayment |
HKD$15,561
|
Initial Payment |
HKD$1.41 Millions
|
Loan Amount |
HKD$3.28 Millions
|
Total interest |
HKD$1.39 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$86,300
|
Legal Fee |
HKD$28,440
|
Agency Fee |
HKD$46,880
|
Total Expense |
HKD$161,620
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40466 | 28748 | 22441 | 19640 | 15091 | 12367 | 10554 |
1.5% | 41177 | 29465 | 23166 | 20370 | 15835 | 13124 | 11325 |
2% | 41897 | 30195 | 23906 | 21117 | 16601 | 13909 | 12129 |
2.5% | 42625 | 30935 | 24660 | 21881 | 17389 | 14721 | 12966 |
3% | 43360 | 31687 | 25429 | 22662 | 18199 | 15561 | 13835 |
3.5% | 44104 | 32450 | 26213 | 23459 | 19031 | 16428 | 14735 |
4% | 44855 | 33224 | 27011 | 24273 | 19885 | 17321 | 15666 |
4.5% | 45614 | 34009 | 27823 | 25104 | 20761 | 18240 | 16627 |
5% | 46381 | 34806 | 28650 | 25950 | 21657 | 19183 | 17616 |
5.5% | 47156 | 35613 | 29491 | 26813 | 22573 | 20151 | 18632 |
6% | 47939 | 36432 | 30345 | 27692 | 23510 | 21143 | 19674 |