Monthly Repayment |
HKD$15,535
|
Loan Amount |
HKD$3.28 Millions
|
Total interest |
HKD$1.38 Millions
|
Total repayment |
HKD$4.66 Millions
|
Down payment |
HKD$1,400,000
|
Stamp Duty |
HKD$85,500
|
Legal Fee |
HKD$28,400
|
Agency Fee |
HKD$46,800
|
complete insurance payment |
--
|
Total Expense |
HKD$1,560,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40397 | 28699 | 22403 | 19606 | 15066 | 12346 | 10536 |
1.5% | 41107 | 29415 | 23127 | 20335 | 15808 | 13101 | 11306 |
2% | 41826 | 30143 | 23865 | 21081 | 16572 | 13885 | 12108 |
2.5% | 42552 | 30882 | 24618 | 21844 | 17359 | 14696 | 12944 |
3% | 43286 | 31633 | 25386 | 22623 | 18168 | 15535 | 13811 |
3.5% | 44028 | 32395 | 26168 | 23419 | 18999 | 16400 | 14710 |
4% | 44779 | 33167 | 26965 | 24232 | 19851 | 17291 | 15640 |
4.5% | 45536 | 33951 | 27776 | 25061 | 20725 | 18209 | 16599 |
5% | 46302 | 34747 | 28601 | 25906 | 21620 | 19151 | 17586 |
5.5% | 47076 | 35553 | 29440 | 26767 | 22535 | 20117 | 18600 |
6% | 47857 | 36370 | 30293 | 27644 | 23470 | 21107 | 19641 |