Monthly Repayment |
HKD$13,264
|
Initial Payment |
HKD$1.86 Millions
|
Loan Amount |
HKD$2.8 Millions
|
Total interest |
HKD$1.18 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$83,700
|
Legal Fee |
HKD$28,310
|
Agency Fee |
HKD$46,620
|
Total Expense |
HKD$158,630
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34492 | 24504 | 19128 | 16741 | 12864 | 10541 | 8996 |
1.5% | 35099 | 25116 | 19746 | 17363 | 13497 | 11187 | 9653 |
2% | 35713 | 25738 | 20377 | 18000 | 14150 | 11856 | 10338 |
2.5% | 36333 | 26369 | 21020 | 18651 | 14822 | 12548 | 11052 |
3% | 36960 | 27009 | 21676 | 19316 | 15513 | 13264 | 11793 |
3.5% | 37593 | 27660 | 22343 | 19996 | 16222 | 14003 | 12560 |
4% | 38234 | 28320 | 23024 | 20690 | 16950 | 14764 | 13354 |
4.5% | 38881 | 28989 | 23716 | 21398 | 17696 | 15547 | 14173 |
5% | 39535 | 29668 | 24421 | 22120 | 18460 | 16352 | 15015 |
5.5% | 40195 | 30356 | 25137 | 22855 | 19241 | 17177 | 15882 |
6% | 40863 | 31054 | 25866 | 23604 | 20040 | 18022 | 16770 |