Monthly Repayment |
HKD$15,435
|
Initial Payment |
HKD$1.4 Millions
|
Loan Amount |
HKD$3.26 Millions
|
Total interest |
HKD$1.38 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$82,500
|
Legal Fee |
HKD$28,250
|
Agency Fee |
HKD$46,500
|
Total Expense |
HKD$157,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40138 | 28515 | 22259 | 19480 | 14969 | 12267 | 10469 |
1.5% | 40844 | 29227 | 22978 | 20205 | 15706 | 13017 | 11233 |
2% | 41558 | 29950 | 23712 | 20946 | 16466 | 13796 | 12031 |
2.5% | 42279 | 30684 | 24460 | 21703 | 17248 | 14602 | 12861 |
3% | 43009 | 31430 | 25223 | 22478 | 18052 | 15435 | 13723 |
3.5% | 43746 | 32187 | 26000 | 23269 | 18877 | 16295 | 14616 |
4% | 44491 | 32955 | 26792 | 24076 | 19724 | 17181 | 15539 |
4.5% | 45245 | 33734 | 27598 | 24900 | 20592 | 18092 | 16492 |
5% | 46005 | 34524 | 28418 | 25740 | 21481 | 19028 | 17473 |
5.5% | 46774 | 35325 | 29251 | 26596 | 22390 | 19988 | 18481 |
6% | 47550 | 36137 | 30099 | 27467 | 23319 | 20972 | 19515 |