Monthly Repayment |
HKD$16,056
|
Initial Payment |
HKD$2.33 Millions
|
Loan Amount |
HKD$2.33 Millions
|
Total interest |
HKD$0.57 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$82,500
|
Legal Fee |
HKD$28,250
|
Agency Fee |
HKD$46,500
|
Total Expense |
HKD$157,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28670 | 20367 | 15899 | 13914 | 10692 | 8762 | 7478 |
1.5% | 29174 | 20876 | 16413 | 14432 | 11219 | 9298 | 8024 |
2% | 29684 | 21393 | 16937 | 14961 | 11761 | 9854 | 8593 |
2.5% | 30199 | 21917 | 17472 | 15502 | 12320 | 10430 | 9186 |
3% | 30720 | 22450 | 18016 | 16056 | 12894 | 11025 | 9802 |
3.5% | 31247 | 22990 | 18572 | 16621 | 13484 | 11639 | 10440 |
4% | 31779 | 23539 | 19137 | 17197 | 14089 | 12272 | 11099 |
4.5% | 32317 | 24095 | 19713 | 17786 | 14709 | 12923 | 11780 |
5% | 32861 | 24660 | 20298 | 18385 | 15343 | 13591 | 12481 |
5.5% | 33410 | 25232 | 20894 | 18997 | 15993 | 14277 | 13201 |
6% | 33964 | 25812 | 21499 | 19619 | 16657 | 14980 | 13939 |