Monthly Repayment |
HKD$15,402
|
Initial Payment |
HKD$1.39 Millions
|
Loan Amount |
HKD$3.25 Millions
|
Total interest |
HKD$1.37 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$81,500
|
Legal Fee |
HKD$28,200
|
Agency Fee |
HKD$46,400
|
Total Expense |
HKD$156,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40051 | 28453 | 22211 | 19439 | 14937 | 12240 | 10446 |
1.5% | 40756 | 29164 | 22929 | 20161 | 15673 | 12989 | 11209 |
2% | 41468 | 29885 | 23661 | 20901 | 16431 | 13766 | 12005 |
2.5% | 42188 | 30618 | 24408 | 21657 | 17211 | 14571 | 12833 |
3% | 42916 | 31362 | 25169 | 22430 | 18013 | 15402 | 13693 |
3.5% | 43652 | 32118 | 25944 | 23219 | 18837 | 16260 | 14584 |
4% | 44396 | 32884 | 26734 | 24025 | 19682 | 17144 | 15506 |
4.5% | 45147 | 33661 | 27538 | 24846 | 20548 | 18053 | 16457 |
5% | 45906 | 34450 | 28356 | 25684 | 21435 | 18987 | 17435 |
5.5% | 46673 | 35249 | 29189 | 26538 | 22342 | 19945 | 18441 |
6% | 47448 | 36059 | 30035 | 27408 | 23269 | 20926 | 19473 |