Monthly Repayment |
HKD$13,202
|
Initial Payment |
HKD$1.86 Millions
|
Loan Amount |
HKD$2.78 Millions
|
Total interest |
HKD$1.18 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$81,500
|
Legal Fee |
HKD$28,200
|
Agency Fee |
HKD$46,400
|
Total Expense |
HKD$156,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34330 | 24388 | 19038 | 16662 | 12803 | 10492 | 8954 |
1.5% | 34933 | 24997 | 19653 | 17281 | 13434 | 11134 | 9608 |
2% | 35544 | 25616 | 20281 | 17915 | 14083 | 11800 | 10290 |
2.5% | 36161 | 26244 | 20921 | 18563 | 14752 | 12489 | 11000 |
3% | 36785 | 26882 | 21573 | 19225 | 15439 | 13202 | 11737 |
3.5% | 37416 | 27529 | 22238 | 19902 | 16146 | 13937 | 12501 |
4% | 38053 | 28186 | 22915 | 20592 | 16870 | 14694 | 13291 |
4.5% | 38698 | 28852 | 23604 | 21297 | 17612 | 15474 | 14106 |
5% | 39348 | 29528 | 24305 | 22015 | 18373 | 16274 | 14945 |
5.5% | 40006 | 30213 | 25019 | 22747 | 19150 | 17096 | 15807 |
6% | 40670 | 30908 | 25744 | 23492 | 19945 | 17937 | 16691 |