Monthly Repayment |
HKD$13,145
|
Initial Payment |
HKD$1.85 Millions
|
Loan Amount |
HKD$2.77 Millions
|
Total interest |
HKD$1.17 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$79,500
|
Legal Fee |
HKD$28,100
|
Agency Fee |
HKD$46,200
|
Total Expense |
HKD$153,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34182 | 24283 | 18956 | 16590 | 12748 | 10446 | 8915 |
1.5% | 34783 | 24890 | 19569 | 17206 | 13376 | 11086 | 9566 |
2% | 35391 | 25506 | 20193 | 17838 | 14023 | 11749 | 10245 |
2.5% | 36005 | 26131 | 20831 | 18483 | 14688 | 12435 | 10952 |
3% | 36627 | 26766 | 21480 | 19142 | 15373 | 13145 | 11686 |
3.5% | 37255 | 27411 | 22142 | 19816 | 16076 | 13877 | 12447 |
4% | 37889 | 28065 | 22816 | 20504 | 16797 | 14631 | 13233 |
4.5% | 38531 | 28728 | 23502 | 21205 | 17537 | 15407 | 14045 |
5% | 39179 | 29401 | 24201 | 21920 | 18293 | 16204 | 14880 |
5.5% | 39833 | 30083 | 24911 | 22649 | 19068 | 17022 | 15739 |
6% | 40494 | 30774 | 25633 | 23391 | 19859 | 17860 | 16619 |