Monthly Repayment |
HKD$15,917
|
Initial Payment |
HKD$2.31 Millions
|
Loan Amount |
HKD$2.31 Millions
|
Total interest |
HKD$0.56 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$78,500
|
Legal Fee |
HKD$28,050
|
Agency Fee |
HKD$46,100
|
Total Expense |
HKD$152,650
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28423 | 20192 | 15763 | 13795 | 10600 | 8686 | 7413 |
1.5% | 28923 | 20696 | 16272 | 14308 | 11122 | 9218 | 7955 |
2% | 29428 | 21209 | 16791 | 14832 | 11660 | 9769 | 8519 |
2.5% | 29940 | 21729 | 17321 | 15369 | 12214 | 10340 | 9107 |
3% | 30456 | 22257 | 17861 | 15917 | 12783 | 10930 | 9717 |
3.5% | 30978 | 22793 | 18412 | 16478 | 13368 | 11539 | 10350 |
4% | 31506 | 23337 | 18972 | 17049 | 13967 | 12166 | 11004 |
4.5% | 32039 | 23888 | 19543 | 17633 | 14582 | 12811 | 11679 |
5% | 32578 | 24448 | 20124 | 18227 | 15211 | 13474 | 12373 |
5.5% | 33122 | 25015 | 20714 | 18833 | 15855 | 14154 | 13087 |
6% | 33672 | 25590 | 21314 | 19450 | 16513 | 14851 | 13819 |