| Monthly Repayment |
HKD$15,269
|
| Loan Amount |
HKD$3.22 Millions
|
| Total Interest |
HKD$1.36 Millions
|
| Total repayment |
HKD$4.58 Millions
|
| Down payment |
HKD$1,380,000
|
| Stamp Duty |
HKD$77,500
|
| Legal Fee |
HKD$28,000
|
| Agency Fee |
HKD$46,000
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$1,531,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 39706 | 28208 | 22020 | 19271 | 14808 | 12135 | 10356 |
| 1.5% | 40404 | 28912 | 22731 | 19987 | 15537 | 12877 | 11112 |
| 2% | 41111 | 29628 | 23457 | 20720 | 16289 | 13648 | 11901 |
| 2.5% | 41825 | 30354 | 24197 | 21470 | 17062 | 14445 | 12722 |
| 3% | 42546 | 31092 | 24952 | 22236 | 17858 | 15269 | 13575 |
| 3.5% | 43276 | 31841 | 25721 | 23019 | 18674 | 16120 | 14459 |
| 4% | 44013 | 32600 | 26504 | 23817 | 19512 | 16996 | 15372 |
| 4.5% | 44758 | 33371 | 27301 | 24632 | 20371 | 17897 | 16315 |
| 5% | 45511 | 34153 | 28112 | 25463 | 21250 | 18823 | 17285 |
| 5.5% | 46271 | 34945 | 28937 | 26310 | 22149 | 19773 | 18282 |
| 6% | 47039 | 35748 | 29776 | 27172 | 23069 | 20746 | 19305 |
