Monthly Repayment |
HKD$15,883
|
Initial Payment |
HKD$2.3 Millions
|
Loan Amount |
HKD$2.3 Millions
|
Total interest |
HKD$0.56 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$77,500
|
Legal Fee |
HKD$28,000
|
Agency Fee |
HKD$46,000
|
Total Expense |
HKD$151,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 28361 | 20148 | 15728 | 13765 | 10577 | 8668 | 7397 |
1.5% | 28860 | 20652 | 16236 | 14277 | 11098 | 9198 | 7937 |
2% | 29365 | 21163 | 16755 | 14800 | 11635 | 9748 | 8501 |
2.5% | 29875 | 21682 | 17284 | 15336 | 12187 | 10318 | 9087 |
3% | 30390 | 22208 | 17823 | 15883 | 12755 | 10906 | 9696 |
3.5% | 30911 | 22743 | 18372 | 16442 | 13339 | 11514 | 10328 |
4% | 31438 | 23286 | 18931 | 17012 | 13937 | 12140 | 10980 |
4.5% | 31970 | 23836 | 19501 | 17594 | 14550 | 12784 | 11653 |
5% | 32507 | 24395 | 20080 | 18188 | 15178 | 13445 | 12346 |
5.5% | 33051 | 24961 | 20669 | 18792 | 15821 | 14124 | 13059 |
6% | 33599 | 25534 | 21268 | 19408 | 16477 | 14818 | 13789 |