Monthly Repayment |
HKD$1,308
|
Initial Payment |
HKD$0.18 Millions
|
Loan Amount |
HKD$0.28 Millions
|
Total interest |
HKD$0.12 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$5,850
|
Agency Fee |
HKD$4,600
|
Total Expense |
HKD$10,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 3403 | 2417 | 1887 | 1651 | 1269 | 1040 | 887 |
1.5% | 3463 | 2478 | 1948 | 1713 | 1331 | 1103 | 952 |
2% | 3523 | 2539 | 2010 | 1776 | 1396 | 1169 | 1020 |
2.5% | 3585 | 2601 | 2074 | 1840 | 1462 | 1238 | 1090 |
3% | 3646 | 2665 | 2138 | 1906 | 1530 | 1308 | 1163 |
3.5% | 3709 | 2729 | 2204 | 1973 | 1600 | 1381 | 1239 |
4% | 3772 | 2794 | 2271 | 2041 | 1672 | 1456 | 1317 |
4.5% | 3836 | 2860 | 2340 | 2111 | 1746 | 1534 | 1398 |
5% | 3900 | 2927 | 2409 | 2182 | 1821 | 1613 | 1481 |
5.5% | 3966 | 2995 | 2480 | 2255 | 1898 | 1694 | 1567 |
6% | 4031 | 3064 | 2552 | 2329 | 1977 | 1778 | 1654 |