Monthly Repayment |
HKD$1,588
|
Initial Payment |
HKD$0.23 Millions
|
Loan Amount |
HKD$0.23 Millions
|
Total interest |
HKD$0.06 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$5,850
|
Agency Fee |
HKD$4,600
|
Total Expense |
HKD$10,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 2836 | 2014 | 1572 | 1376 | 1057 | 866 | 739 |
1.5% | 2886 | 2065 | 1623 | 1427 | 1109 | 919 | 793 |
2% | 2936 | 2116 | 1675 | 1480 | 1163 | 974 | 850 |
2.5% | 2987 | 2168 | 1728 | 1533 | 1218 | 1031 | 908 |
3% | 3039 | 2220 | 1782 | 1588 | 1275 | 1090 | 969 |
3.5% | 3091 | 2274 | 1837 | 1644 | 1333 | 1151 | 1032 |
4% | 3143 | 2328 | 1893 | 1701 | 1393 | 1214 | 1098 |
4.5% | 3197 | 2383 | 1950 | 1759 | 1455 | 1278 | 1165 |
5% | 3250 | 2439 | 2008 | 1818 | 1517 | 1344 | 1234 |
5.5% | 3305 | 2496 | 2066 | 1879 | 1582 | 1412 | 1305 |
6% | 3359 | 2553 | 2126 | 1940 | 1647 | 1481 | 1378 |