Monthly Repayment |
HKD$15,236
|
Initial Payment |
HKD$1.38 Millions
|
Loan Amount |
HKD$3.21 Millions
|
Total interest |
HKD$1.36 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$76,500
|
Legal Fee |
HKD$27,950
|
Agency Fee |
HKD$45,900
|
Total Expense |
HKD$150,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39620 | 28147 | 21972 | 19229 | 14776 | 12108 | 10334 |
1.5% | 40317 | 28850 | 22682 | 19944 | 15504 | 12849 | 11088 |
2% | 41021 | 29563 | 23406 | 20675 | 16254 | 13618 | 11875 |
2.5% | 41734 | 30288 | 24145 | 21423 | 17025 | 14414 | 12695 |
3% | 42454 | 31024 | 24898 | 22188 | 17819 | 15236 | 13546 |
3.5% | 43182 | 31772 | 25665 | 22969 | 18634 | 16085 | 14427 |
4% | 43917 | 32530 | 26446 | 23766 | 19470 | 16959 | 15339 |
4.5% | 44661 | 33299 | 27242 | 24579 | 20327 | 17858 | 16279 |
5% | 45412 | 34078 | 28051 | 25408 | 21204 | 18782 | 17248 |
5.5% | 46170 | 34869 | 28874 | 26252 | 22101 | 19730 | 18243 |
6% | 46937 | 35670 | 29711 | 27113 | 23018 | 20701 | 19263 |