Monthly Repayment |
HKD$13,059
|
Initial Payment |
HKD$1.84 Millions
|
Loan Amount |
HKD$2.75 Millions
|
Total interest |
HKD$1.16 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$76,500
|
Legal Fee |
HKD$27,950
|
Agency Fee |
HKD$45,900
|
Total Expense |
HKD$150,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33960 | 24126 | 18833 | 16482 | 12665 | 10379 | 8857 |
1.5% | 34557 | 24728 | 19441 | 17095 | 13289 | 11014 | 9504 |
2% | 35161 | 25340 | 20062 | 17722 | 13932 | 11672 | 10179 |
2.5% | 35772 | 25961 | 20695 | 18363 | 14593 | 12354 | 10881 |
3% | 36389 | 26592 | 21341 | 19018 | 15273 | 13059 | 11610 |
3.5% | 37013 | 27233 | 21998 | 19687 | 15972 | 13787 | 12366 |
4% | 37643 | 27882 | 22668 | 20371 | 16688 | 14536 | 13148 |
4.5% | 38281 | 28542 | 23350 | 21067 | 17423 | 15307 | 13954 |
5% | 38924 | 29210 | 24044 | 21778 | 18175 | 16099 | 14784 |
5.5% | 39575 | 29888 | 24749 | 22502 | 18944 | 16911 | 15636 |
6% | 40231 | 30575 | 25466 | 23239 | 19730 | 17744 | 16511 |