Monthly Repayment |
HKD$15,203
|
Initial Payment |
HKD$1.37 Millions
|
Loan Amount |
HKD$3.21 Millions
|
Total interest |
HKD$1.35 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$75,500
|
Legal Fee |
HKD$27,900
|
Agency Fee |
HKD$45,800
|
Total Expense |
HKD$149,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39533 | 28085 | 21924 | 19187 | 14744 | 12082 | 10311 |
1.5% | 40229 | 28787 | 22632 | 19901 | 15470 | 12821 | 11064 |
2% | 40932 | 29499 | 23355 | 20630 | 16218 | 13588 | 11850 |
2.5% | 41643 | 30222 | 24092 | 21377 | 16988 | 14382 | 12667 |
3% | 42361 | 30957 | 24843 | 22140 | 17780 | 15203 | 13516 |
3.5% | 43088 | 31702 | 25609 | 22919 | 18593 | 16049 | 14396 |
4% | 43822 | 32459 | 26389 | 23714 | 19427 | 16922 | 15305 |
4.5% | 44563 | 33226 | 27182 | 24525 | 20282 | 17819 | 16244 |
5% | 45313 | 34004 | 27990 | 25352 | 21158 | 18741 | 17210 |
5.5% | 46070 | 34793 | 28811 | 26195 | 22053 | 19687 | 18203 |
6% | 46835 | 35593 | 29646 | 27054 | 22968 | 20656 | 19221 |