Monthly Repayment |
HKD$13,002
|
Initial Payment |
HKD$1.83 Millions
|
Loan Amount |
HKD$2.74 Millions
|
Total interest |
HKD$1.16 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$74,500
|
Legal Fee |
HKD$27,850
|
Agency Fee |
HKD$45,700
|
Total Expense |
HKD$148,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33812 | 24021 | 18751 | 16410 | 12610 | 10333 | 8819 |
1.5% | 34406 | 24620 | 19357 | 17020 | 13231 | 10966 | 9463 |
2% | 35008 | 25230 | 19975 | 17645 | 13871 | 11622 | 10134 |
2.5% | 35616 | 25848 | 20605 | 18283 | 14529 | 12301 | 10834 |
3% | 36230 | 26476 | 21248 | 18935 | 15207 | 13002 | 11560 |
3.5% | 36852 | 27114 | 21903 | 19602 | 15902 | 13727 | 12312 |
4% | 37479 | 27761 | 22569 | 20282 | 16615 | 14473 | 13090 |
4.5% | 38114 | 28417 | 23248 | 20976 | 17347 | 15240 | 13893 |
5% | 38755 | 29083 | 23939 | 21683 | 18095 | 16029 | 14719 |
5.5% | 39402 | 29757 | 24641 | 22404 | 18861 | 16838 | 15568 |
6% | 40056 | 30441 | 25355 | 23138 | 19644 | 17666 | 16439 |